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Pix Cobrança
Pix Cobrança

Pix Cobrança: learn more about the feature that will become available on May 14th

Published on 04/29/2021 - Updated on 04/19/2023

The Central Bank of Brazil has granted an additional period of adaptation to financial institutions for the full operation of Pix Cobrança, a feature that will allow companies to generate a QR code for transactions at a future date. The start of the operation is scheduled for May 14th.

This is the second time Pix Cobrança has been postponed. Initially, the feature was set to launch on January 4th. However, in December, the due date was altered to March 15th.

Read also: Central Bank of Brazil announces Pix Cobrança and Pix API, the instant payment’s new functionalities


What is Pix Cobrança?

Pix Cobrança adds another benefit to the instant payment method. Like the boleto bancário, the new modality allows businesses to generate payments with a due date.

The advantage of Pix, however, is that the payment is confirmed instantly. Payment confirmation with boleto bancário can take up to 3 business days, extending the product or service’s delivery due date.

In addition to allowing transactions at a future date, businesses will also be able to add interest, fines, and discounts – which further facilitates corporate financial management.


Pix’s additional features set for 2021

The Central Bank also foresees new modalities for Pix in 2021. And one of them is set for this Friday, April 30th, when Brazilians will be able to transfer governmental emergency aid via Pix.

Further, salary account transactions through Pix, cash withdrawal at specific establishments, and proximity payments with Pix are also planned for this year. The evolutionary agenda can be consulted on the Central Bank of Brazil’s website.

Read also: Pix: numbers and next steps for the new payment method

Pix is a major success among Brazilians. According to statistics from the Central Bank, more than 53 million users have already made a payment with Pix.

Want to learn more about the instant payment method? Check out our dedicated Pix content series!

Paula Martins is a journalist specializing in Marketing. Her areas of expertise include payment methods, digital payments, and e-commerce. Currently, ... View profile

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