Unlock the payment access to over 160 million Brazilian debit cards

Your digital business in Brazil can now offer hassle-free payments for the holders of over 160 million active debit cards in the country. With Débito Flash™, your customers can pay in an easy and intuitive way with no redirects or complexities.

Consequently, your digital business will be able to reach nearly every consumer in Brazil, widening the market access for your digital business. Join this new era of digital payments in Brazil and significantly increase your sales.

Why Débito Flash™ offers the best payment experience

In Brazil, debit cards and credit cards are considered different payment methods and are therefore made available as separate options at the checkout page. In the past, few online stores in the country offered debit cards, due to an inconvenient payment experience, which redirected the customer to the issuing bank’s website for authentication. In addition, this process didn’t work at all on smartphones. This negative payment experience killed conversions, harming merchants’ revenues.

Débito Flash™ solves these problems and offers the best payment experience for debit card holders. The exclusive PagBrasil technology uses the 3DS2 protocol, which avoids users being redirected to the issuing bank’s website for payment authentication. On top of that, customers can easily make payments with their smartphones.

Why offer debit cards?

Brazilians find that using their debit cards is one of the easiest ways to control their personal expenses; many would rather use their account balance than be surprised by a credit card bill next month. In addition, some consumers prioritize using their debit cards, so they don’t compromise their credit card limits, which they prefer to keep for larger purchases done with popular installment plans provided by merchants exclusively for credit cards.

This is not to mention that many consumers don’t have access to credit cards at all. Then again, debit cards are widely available, since any Brazilian bank account comes with a debit card.

Why offer debit cards?

Brazilians find that using their debit cards is one of the easiest ways to control their personal expenses; many would rather use their account balance than be surprised by a credit card bill next month. In addition, some consumers prioritize using their debit cards, so they don’t compromise their credit card limits, which they prefer to keep for larger purchases done with popular installment plans provided by merchants exclusively for credit cards.

This is not to mention that many consumers don’t have access to credit cards at all. Then again, debit cards are widely available, since any Brazilian bank account comes with a debit card.

How Débito Flash™ works
Push notification

The customer selects debit card

Completes card
information

Receives a push notification from the bank

Confirms the operation and completes the payment!

SMS

The customer selects debit card

Completes card
information

Receives a SMS text message

Confirms the operation and completes the payment!

Benefits of
Débito Flash™

Competitive fees

Your digital business benefits from competitive fees when compared to credit card fees.

Optimized for
mobile

Débito Flash™ uses the 3D Secure 2 protocol, which allows a fluid payment experience that works perfectly on any screen, including smartphones.

Increased conversion rates

By offering an additional payment option, your business maximizes sales by reaching a larger number of consumers.

Secure authentication and reduced fraud rates

Thanks to the secure authentication process provided by 3DS2, which requires users to validate the transaction before completing the purchase, your business benefits from reduced fraud and chargeback rates.

Flexible options to integrate

Easily integrate through our API, PagBrasil.JS, or use our exclusive Payment Link.

Easy
reimbursements

Easily reimburse your customers with a seamless process.

Supported Debit Cards for online payment in Brazil

Brazilian banks issue Visa, Mastercard and Elo debit cards. We currently offer payment processing for the debit cards of all major Brazilian banks that have adopted the 3D Secure 2 protocol.