Online Banking Transfer Drives Conversions with Instant Confirmation and no Chargebacks

Brazilian Online Banking Transfer Payment Methods

What are Online Banking Transfer Payment Methods?

The more Brazilian e-commerce evolves, the more solutions are created to facilitate e-commerce transactions. With that in mind, several leading Brazilian banks have created their own proprietary online payment methods. Known as online banking transfer, such methods offer online shoppers the ease of paying via bank transfer with just a few clicks. Online merchants benefit from instant payment confirmations and zero chargeback risks. PagBrasil supports the online payment methods of Banco do Brasil, Bradesco, Itaú and Banrisul.
Despite offering low risk to the merchant and providing immediate payment confirmation, online banking transfers are still relatively new for e-commerce. PagBrasil is one of the few Brazilian payment service providers supporting these payment methods, and for some of its merchants, this payment method already accounts for 15% of all transactions.

How Do Online Banking Transfer Payments Work?

The payment process can be slightly different from bank to bank. However, when opting for paying via online banking transfer, the buyer is always redirected to the bank’s payment page to introduce his internet banking credentials. After confirming the payment, the customer is redirected back to the merchant’s website. PagBrasil’s API confirms the payment in real-time to the merchant.

Online Banking Transfer Payment Methods Supported by PagBrasil

PagBrasil supports online banking transfer methods from major Brazilian banks, such as:

  • Banco do Brasil Comércio Eletrônico
  • Bradesco Comércio Eletrônico
  • Itaú Shopline
  • Banrisul Banricompras


Advantages of Online Banking Transfer


Brazilian online banking transfer payment methods require a local payment processing partner and cannot be directly contracted with a bank from abroad.
Contact us to find out more about online banking transfer payments in Brazil and PagBrasil’s services.