Connect global payment systems — without changing them
RoamingPay is PagBrasil’s cross-border infrastructure that connects financial institutions to local instant payment networks, without requiring multiple integrations.
It enables users to pay abroad in real time using their existing banking apps or digital wallets, while merchants receive funds instantly in their local currency.
With a single integration, institutions can expand globally — without rebuilding infrastructure or managing multiple local connections.
Real-time payments, from scan to settlement
The traveler scans a local QR code or enters a payment key using their own banking app or digital wallet.
RoamingPay identifies the payment format and retrieves the transaction details from the local payment network.
The amount is converted, and the user confirms the payment in their home currency with full transparency.
The merchant receives the funds instantly in their local currency through the domestic payment infrastructure.
Built for banks and wallets scaling globally
Expand internationally while strengthening your customer relationship and simplifying operations.
Stronger primary customer relationship
Keep payments within your app and remain the customer’s primary financial platform.
Seamless payments for travelers
Users pay abroad using their existing app — no downloads, no friction.
One integration, multiple networks
Connect to local payment systems worldwide through a single API.
Faster international expansion
Enter new markets without building local payment integrations.
Reduced operational complexity
We handle interoperability, settlement, and FX conversion for you.
Simplified liquidity management
Pre-funding in major currencies like USD and EUR — no need to manage local balances.
New revenue streams
Unlock revenue through transaction fees, FX services, and credit.
A new layer for global payment interoperability
As instant payment systems continue to expand worldwide, the next challenge is no longer adoption — it’s connectivity.
Travelers expect to pay abroad using the same methods they rely on at home. At the same time, financial institutions need to enable these experiences without adding operational complexity.
RoamingPay is built for this new reality.
With initial coverage in Brazil and Argentina, and a rapidly expanding roadmap across Latin America and beyond, RoamingPay unlocks access to a growing network of real-time cross-border payments.
