Automatic Pix:
Next-Gen Solution for Recurring Payments in Brazil
Thinking about enabling Automatic Pix on your business? Be ahead and learn how this recurring payment solution can help boost your revenue in Brazil.
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What is Automatic Pix?
What is Automatic Pix?
Pix Automático, also known as Automatic Pix, is about to be launched by the Central Bank of Brazil. Businesses that want to stay ahead of the competition must be ready – and PagBrasil is also ready to help your business integrate Automatic Pix!
This feature is set to transform how recurring payments are made. Designed to support automated, pre-authorized transactions via the Pix infrastructure, this feature eliminates the friction of manual billing and reduces payment failures. Customers get greater convenience, and merchants benefit from reduced churn and a more predictable cash flow.
So be prepared — and let PagBrasil guide you into the next generation of recurring payments.
How to Use Automatic Pix for Recurring Payments in Brazil
Whether your company operates in SaaS, education, or any subscription-based model, Pix Automático offers a scalable and cost-efficient alternative to traditional credit card systems — with greater transparency, faster settlement, and fewer payment failures.
Streaming platforms
Subscription Box Services
Education and Tuitions
SaaS
Monthly Subscriptions
Utility Bills, Insurance and Other Services
Percentage of the population using each payment method
Percentage of the population using each payment method
Unlike credit cards, which involve network fees, settlement delays, and higher risk of declined payments, Pix Automático runs directly within Brazil’s financial system. It offers instant processing, lower transaction costs, and a better customer experience — with full control over recurring payments via the user’s banking app. Plus, with over 82% of Brazilians already using Pix, the potential customer base is significantly broader than that of credit cards (62.8%).
How Automatic Pix Works
Merchant requests the setup of a Recurring Pix mandate via PagBrasil
PagBrasil forwards this request to the user’s bank/wallet
The user’s bank/wallet processes the request request for user authentication and approval
The user receives a notification via their bank app, If approved, the bank confirms the consent and issues a Consent Token, in accordance with Open Finance standards
The final confirmation is sent to the merchant by PagBrasil, allowing payments to be processed automatically
Ways to apply Automatic Pix in recurring billing
User confirm via their bank app/ wallet
Before the first charge, users receive a notification in their banking app asking them to confirm the recurring payment.
QR Code for Recurrence
Users and scans a QR code. Once scanned and approved, recurring payments are set up automatically.
QR Code for Immediate Payment + Recurrence
Users pay the first charge using a QR code, and at the same time, they authorize future recurring payments.
QR Code for Scheduled Payment + Recurrence Offer
Users schedule first payment using a QR code. After that, they are offered an option to enroll in automatic recurring payments.
Benefits for Merchants
Lower transaction costs.
Expanded customer base.
Reduced churn.
Higher customer retention.
More predictable cash flow.
Benefits for Consumers
Full control over payments – Users can modify or cancel Pix recurring payments directly in their banking app.
Better payment reliability – No concerns about credit card limits or expiration dates, ensuring uninterrupted payments.
Direct account connection – Payments are debited straight from the customer’s bank account, reflecting real liquidity and reducing the risk of failed transactions.
